Which option is better: A 401k contributions or your new employer's plan?

Which option is better: A 401k contributions or your new employer's plan? Assuming that your new employer offers a retirement plan that will accept rollover contributions, is it better to roll over your 401k contributions funds to the new plan or to a traditional IRA? Each retirement savings vehicle has advantages and disadvantages. Here are some points to consider: A traditional IRA can offer almost unlimited investment options; a 401k contributions plan limits you to the investment options offered by the plan it offers easier access to retirement funds than a 401k contributions and it can be converted to a Roth IRA if you qualify. 401k contributions may allow you to borrow against the value of your account, depending on plan rules. 401(k) offers more flexibility if you want to contribute to the plan in the future Finally, no matter which option you choose, you may want to discuss your particular situation with a tax professional (as well as your plan administrator) before deciding what to do with the funds in your 401k contributions.